Wills & Trusts in Orange County, NY
Put the Right Documents Behind Your Decisions.
Wills and trusts help ensure your wishes are carried out the way you intend—not left up to chance or state rules. At Cammareri Wealth Management Group, we help families in Orange County, NY and beyond understand how wills, different types of trusts, and beneficiary choices work together so the right people receive the right assets at the right time.
Wills & Trusts, Made Clear
Know What You Have, What You Need, and Why It Matters
A will or trust on its own isn’t enough if the rest of your financial life isn’t aligned with it. Our role is to make the wills-and-trusts conversation clearer and more practical by connecting the legal work your attorney does with the accounts, policies, and registrations you already have.
Grounded in our five core commitments—communication, consolidation, customized strategies, comprehensive planning, and long-term commitment—we help you organize your financial picture, coordinate with your attorney, and keep documents, beneficiaries, and account titling working together over time. While we don’t draft legal documents or provide legal advice, we help ensure the financial side of your plan supports the documents your estate planning attorney creates.
A Clear, Four-Part Approach to Your Wills & Trusts Strategy
Wills and trusts can feel technical and intimidating. Our process is designed to make the decisions straightforward, respectful, and aligned with what you want for the people and causes you care about.
Understand Your Current Situation
We start by reviewing what you already have in place: existing wills, trusts, powers of attorney, and beneficiary designations. We talk through your goals and concerns and help you understand, in plain language, what those documents appear to do—and where they may no longer match your wishes.
Clarify the Roles of Wills and Trusts
Next, we clarify how wills and trusts actually work in your situation: what a will covers, when assets pass by beneficiary instead, and how different types of trusts can help manage timing, control, protection, or privacy. This gives you a clearer sense of which tools fit your goals, and which may not be necessary.
Review and Adjust Over Time
Life changes—marriage, divorce, new grandchildren, a home sale, a business transition—and your wills and trusts should change with it. We revisit your plan periodically to confirm that documents, accounts, and beneficiary choices still match your wishes. Our commitment is long-term, with ongoing communication as your life and laws evolve.
Coordinate Beneficiaries, Titles, and Accounts
Even the best-designed will or trust can fall short if account ownership and beneficiaries don’t support it. We gather information on your investment accounts, retirement plans, insurance policies, and other assets, then help you consolidate where appropriate and align titles and beneficiaries with your overall estate plan.
Key Areas We Help You Think Through
What a Will Actually Does (and Doesn’t)
We help you understand what a will really covers—how it directs certain assets, how it works with your state’s laws, and how it can name guardians for minor children through your attorney’s work. Just as important, we explain what a will doesn’t control, such as accounts that pass by beneficiary or joint ownership.
When Trusts May Make Sense
Trusts can help you manage timing, control, and protection—especially for younger beneficiaries, blended families, or loved ones who may need extra guidance. We walk through situations where different types of trusts might be appropriate and then coordinate with your estate planning attorney, who drafts or updates the actual documents.
Coordinating Wills, Trusts, and Beneficiary Designations
Your will, trusts, and beneficiary forms should all tell the same story. We review retirement accounts, life insurance, and other assets to identify where beneficiary choices may conflict with your documents, then recommend updates so everything works together as one coordinated plan.
Planning for Minors, Special Needs, and Blended Families
Planning for children, grandchildren, or family members with special needs often requires extra care. We help you think through questions of fairness, timing, and protection, then work with your attorney on structures that reflect those decisions. For blended families, we focus on clarity and communication to reduce the risk of future confusion or conflict.
Reducing Stress for the People You Love
A well-coordinated wills and trusts strategy is one of the greatest gifts you can give your family. By making decisions now—about who handles what, how assets are distributed, and which professionals are involved—you help reduce stress, guesswork, and delays later. Our role is to make that planning process feel organized, respectful, and manageable.
