Legacy & Inheritance Planning in Orange County, NY
Your Legacy is More Than a Number.
Your legacy is more than a number—it’s the impact you leave on the people and causes you care about. At Cammareri Wealth Management Group, we help families in Orange County, NY and beyond think through how, when, and to whom wealth is passed, with a focus on clarity, family harmony, and long-term security.
Legacy Planning Made Clear
Turn Intention Into a Clear, Workable Legacy Plan
Without a clear legacy and inheritance plan, even well-meaning intentions can lead to confusion, unnecessary taxes, or conflict among heirs. Our role is to help you articulate what you want your wealth to accomplish, then coordinate the financial side of your estate planning so your wishes are easier to carry out.

Grounded in our five core commitments—communication, consolidation, customized strategies, comprehensive planning, and long-term commitment—we work with you to align accounts, beneficiaries, wills and trusts, and insurance so they all point in the same direction: the legacy you truly want to leave.
A Clear, Five-Step Process for Multi-Generational Planning
Legacy and inheritance conversations can feel emotional and complex. Our process is designed to make them manageable and respectful while still moving you toward decisions.
Communicate Your Wishes
We begin by listening—learning about your family, relationships, concerns, and the values you want to express through your legacy. This open communication sets the tone for everything that follows.
Consolidate & Organize Your Financial Picture
Next, we gather information on your accounts, properties, insurance, and existing estate documents. Where appropriate, we help consolidate scattered accounts or simplify overlapping strategies so your inheritance plan is based on a clear, organized view.
Design Customized Legacy Strategies
With your goals and full picture in focus, we outline customized strategies for inheritances, lifetime gifts, charitable giving, and coordination with wills, trusts, and beneficiaries. We explain options in plain language so you can make confident decisions about how you want assets to flow.
Long-Term Commitment and Review
Life changes, and your legacy plan should evolve with it. We revisit your plan periodically—especially after major life events—to confirm that your wishes, documents, and financial accounts remain in sync. Our commitment is long-term, walking beside you and your family as circumstances and goals change.
Build a Comprehensive, Coordinated Plan
We then help you work with your attorney, CPA, and other professionals to put the plan into action. Our focus is comprehensive coordination—connecting estate planning, investment management, retirement planning, and insurance so your legacy strategy works as one plan instead of separate pieces.
Key Areas We Help You Think Through
Defining Your Legacy Goals
We start by talking about what “legacy” means to you—supporting children or grandchildren, helping a loved one with special needs, giving to charities, or preserving a family property or business. This conversation guides every decision that follows, so your plan reflects your values as much as your balance sheet.
Structuring Inheritances for Heirs
We help you think through how much to leave, when to leave it, and in what form. That might mean balancing inheritances among children, planning for blended families, or providing guidelines to encourage financial responsibility. Our role is to coordinate account titling, beneficiaries, and other financial details so the structures your attorney creates can work as intended.
Integrating Wills, Trusts, and Beneficiaries
Wills and trusts alone are not enough if your accounts and insurance policies don’t match them. We review registrations and beneficiary designations and help identify where updates are needed so your estate planning, wills and trusts, and financial accounts are all aligned.
Planning for Charitable Giving
If giving back is important to you, we can help incorporate charitable goals into your legacy plan. That may include lifetime gifts, bequests at death, or strategies that combine income planning and philanthropy in a tax-aware way, in coordination with your tax professional and attorney.
Preparing Heirs and the Next Generation
A successful inheritance is not just about transferring assets; it’s also about preparing the people who will receive them. We can facilitate family meetings, clarify your intentions, and help educate heirs so they understand the plan and feel more confident carrying it forward.
